[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.albali.cz\/deti-a-platebni-karty-kdy-zalozit-diteti-ucet-a-proc\/#Article","mainEntityOfPage":"https:\/\/www.albali.cz\/deti-a-platebni-karty-kdy-zalozit-diteti-ucet-a-proc\/","headline":"D\u011bti a platebn\u00ed karty \u2013 kdy zalo\u017eit d\u00edt\u011bti \u00fa\u010det a pro\u010d","name":"D\u011bti a platebn\u00ed karty \u2013 kdy zalo\u017eit d\u00edt\u011bti \u00fa\u010det a pro\u010d","description":"Je d\u016fle\u017eit\u00e9 u\u010dit d\u011bti hodnot\u011b pen\u011bz. U\u017e i mal\u00e9 d\u011bti \u0161kolou povinn\u00e9 […]","datePublished":"2019-10-13","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.albali.cz\/author\/#Person","name":"","url":"https:\/\/www.albali.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/95e04d59dbd953edbb4078d954ab72cca879b754151ff5a1a9844caae0615e95?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/95e04d59dbd953edbb4078d954ab72cca879b754151ff5a1a9844caae0615e95?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"albali.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.albali.cz\/wp-content\/uploads\/img_a357433_w3330_t1572085250.jpg","url":"https:\/\/www.albali.cz\/wp-content\/uploads\/img_a357433_w3330_t1572085250.jpg","height":0,"width":0},"url":"https:\/\/www.albali.cz\/deti-a-platebni-karty-kdy-zalozit-diteti-ucet-a-proc\/","about":["Ekonomika"],"wordCount":505,"articleBody":"Je d\u016fle\u017eit\u00e9 u\u010dit d\u011bti hodnot\u011b pen\u011bz. U\u017e i mal\u00e9 d\u011bti \u0161kolou povinn\u00e9 by m\u011bly m\u00edt jasnou p\u0159edstavu o tom, jak pen\u00edze funguj\u00ed, a \u017ee nen\u00ed jednoduch\u00e9 ob\u010das vyj\u00edt s t\u00edm, co \u010dlov\u011bk m\u00e1 aktu\u00e1ln\u011b k dispozici. Po\u0159\u00e1d hodn\u011b lid\u00ed si toti\u017e bere nesmysln\u00e9 p\u016fj\u010dky na v\u0161echno mo\u017en\u00e9 a nezvl\u00e1daj\u00ed je spl\u00e1cet. Mnoho lid\u00ed si neum\u00ed dop\u0159edu spo\u010d\u00edtat, jak bude se sv\u00fdm p\u0159\u00edjmem v budoucnu hospoda\u0159it, kolik mu zbude pen\u011bz a tak se zamot\u00e1vaj\u00ed do vlastn\u00ed pasti st\u00e1le v\u00edc. P\u0159itom je to v\u0161echno zbyte\u010dn\u00e9 a hodn\u011b z\u00e1le\u017e\u00ed na tom, co si d\u00edt\u011b odnese z domova.Jak si sv\u00e9 d\u011bti nau\u010d\u00edme k pen\u011bz\u016fm se chovat, to jak mu dok\u00e1\u017eeme vysv\u011btlit, jak se s nimi m\u00e1 zach\u00e1zet, a pokud nebude v\u011bd\u011bt, co je nejd\u016fle\u017eit\u011bj\u0161\u00ed – nejprve zaplatit n\u00e1jem, elekt\u0159inu, internet, pau\u0161\u00e1l a t\u0159eba poji\u0161t\u011bn\u00ed, nem\u016f\u017ee se ve sv\u00e9 \u017eivot\u011b spr\u00e1vn\u011b rozhodovat v ot\u00e1zk\u00e1ch pen\u011bz, co d\u011bti nau\u010d\u00edme, to toti\u017e ony pak budou v \u017eivot\u011b d\u011blat. Vemte to do sv\u00fdch rukou a dejte d\u011btem ten nejlep\u0161\u00ed z\u00e1klad do \u017eivota.\tKapesn\u00e9 nebo \u00fa\u010det v bance?Kapesn\u00e9 je star\u00e1 dobr\u00e1 klasika. Kapesn\u00e9 jsme snad dost\u00e1vali v\u0161ichni. Je to ten nejlep\u0161\u00ed za\u010d\u00e1tek jak za\u010d\u00edt d\u011bti n\u00e1zorn\u011b u\u010dit, \u017ee pokud si pen\u00edze, kter\u00e9 na ur\u010dit\u00e9 obdob\u00ed maj\u00ed, utrat\u00ed, nebudou pak zbytek \u010dasu m\u00edt nic a nemohou si nic kupovat. Jen\u017ee dnes je doba jin\u00e1 a hodn\u011b se rozm\u00e1haj\u00ed platby kartou. Studentsk\u00e9 a d\u011btsk\u00e9 \u00fa\u010dty tak nab\u00edz\u00ed dnes ka\u017ed\u00e1 banka. U n\u011bkter\u00fdch bank nen\u00ed probl\u00e9m zalo\u017eit d\u00edt\u011bti vlastn\u00ed \u00fa\u010det ihned po narozen\u00ed. Zat\u00edmco ono bude r\u016fst, vy mu tam m\u016f\u017eete nechat ulo\u017eenou ur\u010ditou \u010d\u00e1stku. Ov\u0161em tohle je vlastn\u011b \u00fapln\u011b zbyte\u010dn\u00e9. Pokud d\u011btem chcete d\u00e1t kartu, proto\u017ee na ni m\u016f\u017eete nastavit limit, kter\u00fd d\u00edt\u011b nebude moci p\u0159es\u00e1hnout, ud\u011blejte to kolem 10 roku d\u00edt\u011bte. V\u00fdhodou t\u011bchto d\u011btsk\u00fdch \u00fa\u010dt\u016f je to, \u017ee ho m\u00e1te cel\u00fd pod kontrolou vy a d\u00edt\u011b m\u016f\u017ee kartou jen platit, pop\u0159\u00edpad\u011b m\u016f\u017ee vyb\u00edrat z bankomatu. Rozhodn\u011b ale nezaplat\u00ed kartou nikde online na internetu. Oproti kapesn\u00e9mu m\u00e1 d\u011btsk\u00e1 platebn\u00ed karta velkou v\u00fdhodu v tom, \u017ee pokud bude kartou zaplaceno v obchod\u011b, vy uvid\u00edte v jak\u00e9m obchod\u011b, kdy, kolik a za co d\u00edt\u011b utratilo sv\u00e9 pen\u00edze. Pokud mu ov\u0161em d\u00e1te kapesn\u00e9 v hotovosti, jen t\u011b\u017eko m\u016f\u017eete v\u011bd\u011bt, co si d\u00edt\u011b pr\u00e1v\u011b kupuje.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u011bti a platebn\u00ed karty \u2013 kdy zalo\u017eit d\u00edt\u011bti \u00fa\u010det a pro\u010d","item":"https:\/\/www.albali.cz\/deti-a-platebni-karty-kdy-zalozit-diteti-ucet-a-proc\/#breadcrumbitem"}]}]